:root{--azul:#1f5fc4;--azul-esc:#0a2a6e;--azul-claro:#4aa3f0;--fundo:#f4f7fc;--texto:#16213a;--suave:#5b6780;--borda:#dfe6f2;--verde:#25d366;--verde-esc:#128c4a;--raio:16px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--texto);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:inherit}
.cx{max-width:1120px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.15;margin:0;text-wrap:balance}
p{margin:0}
/* topo */
.topo{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--borda)}
.topo .cx{display:flex;align-items:center;gap:18px;height:64px}
.marca{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;letter-spacing:.5px;color:var(--azul-esc);font-size:1.15rem}
.marca svg{width:38px;height:38px;flex:none}
.marca small{display:block;font-size:.62rem;letter-spacing:2.5px;color:var(--azul);font-weight:700;margin-top:-3px}
.menu{margin-left:auto;display:flex;gap:22px;font-size:.93rem;font-weight:600;color:var(--suave)}
.menu a{text-decoration:none}
.menu a:hover{color:var(--azul)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:13px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:1rem;transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-2px)}
.btn svg{width:21px;height:21px;flex:none}
.btn-zap{background:var(--verde);color:#fff;box-shadow:0 8px 22px rgba(37,211,102,.35)}
.btn-zap:hover{box-shadow:0 12px 28px rgba(37,211,102,.45)}
.btn-claro{background:rgba(255,255,255,.14);color:#fff;border:1.5px solid rgba(255,255,255,.55)}
.btn-peq{padding:9px 16px;font-size:.9rem}
/* hero */
.hero{background:linear-gradient(135deg,#0a2a6e 0%,#1f5fc4 55%,#4aa3f0 100%);color:#fff;overflow:hidden;position:relative}
.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 15%,rgba(255,255,255,.18),transparent 45%),radial-gradient(circle at 10% 95%,rgba(255,255,255,.10),transparent 40%)}
.hero .cx{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding-top:64px;padding-bottom:72px}
.selo{display:inline-block;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.3);padding:6px 14px;border-radius:999px;font-size:.82rem;font-weight:600;letter-spacing:.3px;margin-bottom:18px}
.hero h1{font-size:clamp(2rem,5vw,3.3rem);font-weight:800;letter-spacing:-.5px}
.hero h1 em{font-style:normal;color:#bfe0ff}
.hero p.sub{font-size:1.13rem;opacity:.93;margin:18px 0 28px;max-width:34em}
.acoes{display:flex;gap:12px;flex-wrap:wrap}
.pontos{display:flex;gap:22px;flex-wrap:wrap;margin-top:28px;font-size:.9rem;opacity:.95}
.pontos span:before{content:"✓";display:inline-block;margin-right:6px;font-weight:800;color:#9ff0bd}
/* celular do hero */
.cel{justify-self:center;width:270px;background:#0c1730;border-radius:38px;padding:11px;box-shadow:0 30px 60px rgba(4,16,48,.5);transform:rotate(3deg)}
.cel .tela{background:#f3f6fb;border-radius:28px;overflow:hidden;color:var(--texto);font-size:.78rem}
.cel .barra{background:var(--azul-esc);color:#fff;padding:14px 14px 12px;display:flex;align-items:center;gap:8px;font-weight:700}
.cel .barra i{width:22px;height:22px;border-radius:6px;background:#fff;display:grid;place-items:center;color:var(--azul);font-style:normal;font-weight:900;font-size:.8rem}
.cel .cards{display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:12px}
.cel .card{background:#fff;border-radius:11px;padding:9px 10px;border-left:4px solid var(--azul)}
.cel .card.v{border-color:#1e8e4a}.cel .card.l{border-color:#e67e22}.cel .card.r{border-color:#c0392b}
.cel .card b{display:block;font-size:.98rem}
.cel .card span{color:var(--suave);font-size:.68rem}
.cel .lista{padding:0 12px 14px}
.cel .lista div{background:#fff;border-radius:10px;padding:8px 10px;margin-bottom:6px;display:flex;justify-content:space-between;gap:8px}
.cel .lista div b{color:var(--azul)}
.cel .pago{background:var(--verde);color:#fff;text-align:center;font-weight:800;padding:11px;margin:0 12px 14px;border-radius:11px}
.foto-hero{margin:0;justify-self:center;max-width:380px;position:relative}
.foto-hero img{display:block;width:100%;height:auto;border-radius:22px;box-shadow:0 30px 60px rgba(4,16,48,.5);border:4px solid rgba(255,255,255,.9)}
.foto-hero figcaption{position:absolute;left:14px;bottom:14px;background:rgba(10,42,110,.88);color:#fff;font-size:.8rem;font-weight:700;padding:6px 12px;border-radius:999px}
/* na prática */
.pratica{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center;margin-bottom:56px}
.pratica.inv .midia{order:2}
.pratica h3{font-size:1.5rem;color:var(--azul-esc);margin-bottom:10px}
.pratica p{color:var(--suave);font-size:1.03rem;margin-bottom:10px}
.pratica ul{margin:12px 0 0;padding:0;list-style:none}
.pratica li{padding:5px 0 5px 26px;position:relative;font-weight:600}
.pratica li:before{content:"";position:absolute;left:3px;top:13px;width:11px;height:6px;border-left:3px solid var(--verde-esc);border-bottom:3px solid var(--verde-esc);transform:rotate(-45deg)}
.midia{display:flex;gap:16px;justify-content:center;align-items:flex-start}
.midia img,.midia video{display:block;max-width:100%;height:auto;border-radius:16px;box-shadow:0 16px 36px rgba(20,60,140,.2)}
.fone{background:#0c1730;border-radius:30px;padding:8px;box-shadow:0 18px 40px rgba(20,60,140,.28);flex:1;max-width:230px}
.fone img,.fone video{border-radius:23px;box-shadow:none;width:100%}
.fone.b{margin-top:34px}
.fone.vid{flex:0 0 190px}
.fone video{aspect-ratio:270/488;object-fit:cover;background:#0c1730;height:auto}
.midia .etq{flex:1;min-width:0;align-self:center}
.pratica.larga{grid-template-columns:1fr;text-align:center}
.pratica.larga .midia{max-width:920px;margin:0 auto;width:100%}
.pratica.larga ul{display:inline-block;text-align:left}
.pratica.larga p{max-width:44em;margin-left:auto;margin-right:auto}
.tela-pc{background:#0c1730;border-radius:14px;padding:8px 8px 0;box-shadow:0 18px 40px rgba(20,60,140,.25)}
.tela-pc img{border-radius:8px 8px 0 0;box-shadow:none;width:100%}
.etq{max-width:330px}
@media (max-width:900px){.pratica{grid-template-columns:1fr;gap:20px}.pratica.inv .midia{order:0}.fone.vid{flex-basis:150px}}
/* seções */
section{padding:72px 0}
.tit{text-align:center;max-width:720px;margin:0 auto 44px}
.tit .olho{color:var(--azul);font-weight:800;font-size:.8rem;letter-spacing:2.5px;text-transform:uppercase}
.tit h2{font-size:clamp(1.6rem,3.6vw,2.4rem);font-weight:800;margin:8px 0 12px;color:var(--azul-esc)}
.tit p{color:var(--suave);font-size:1.06rem}
.cinza{background:var(--fundo)}
/* produtos */
.grade{display:grid;gap:18px;grid-template-columns:repeat(3,1fr)}
.prod{background:#fff;border:1px solid var(--borda);border-radius:var(--raio);padding:26px 24px;transition:transform .2s,box-shadow .2s,border-color .2s}
.prod:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(20,60,140,.12);border-color:#b9cdf0}
.prod .ic{width:50px;height:50px;border-radius:14px;background:linear-gradient(135deg,var(--azul-claro),var(--azul-esc));display:grid;place-items:center;margin-bottom:16px}
.prod .ic svg{width:26px;height:26px;stroke:#fff;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.prod h3{font-size:1.16rem;color:var(--azul-esc);margin-bottom:8px}
.prod p{color:var(--suave);font-size:.95rem}
.prod ul{margin:14px 0 0;padding:0;list-style:none;font-size:.9rem}
.prod li{padding:4px 0 4px 22px;position:relative}
.prod li:before{content:"";position:absolute;left:2px;top:11px;width:10px;height:6px;border-left:2.5px solid var(--verde-esc);border-bottom:2.5px solid var(--verde-esc);transform:rotate(-45deg)}
.onde{display:inline-block;margin-top:14px;font-size:.72rem;font-weight:800;letter-spacing:1px;text-transform:uppercase;color:var(--azul);background:#e8f0fb;padding:4px 10px;border-radius:999px}
/* recursos */
.recs{display:grid;gap:14px;grid-template-columns:repeat(4,1fr)}
.rec{background:#fff;border-radius:14px;padding:18px 18px 20px;border:1px solid var(--borda)}
.rec b{display:block;color:var(--azul-esc);margin-bottom:5px;font-size:1rem}
.rec span{color:var(--suave);font-size:.89rem}
.rec:before{content:attr(data-n);display:block;font-weight:800;color:var(--azul-claro);font-size:.8rem;letter-spacing:1px;margin-bottom:6px}
/* como funciona */
.passos{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:p}
.passo{position:relative;padding:28px 24px;border-radius:var(--raio);background:linear-gradient(160deg,#0a2a6e,#1f5fc4);color:#fff}
.passo:before{counter-increment:p;content:counter(p);display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#fff;color:var(--azul-esc);font-weight:800;font-size:1.15rem;margin-bottom:14px}
.passo h3{font-size:1.15rem;margin-bottom:8px}
.passo p{opacity:.92;font-size:.95rem}
/* segmentos */
.segs{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.segs span{background:#fff;border:1px solid var(--borda);padding:10px 18px;border-radius:999px;font-weight:600;color:var(--azul-esc)}
/* faq */
.faq{max-width:800px;margin:0 auto}
.faq details{border:1px solid var(--borda);border-radius:14px;margin-bottom:10px;background:#fff;overflow:hidden}
.faq summary{cursor:pointer;padding:17px 20px;font-weight:700;color:var(--azul-esc);list-style:none;display:flex;justify-content:space-between;gap:14px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";font-size:1.4rem;line-height:1;color:var(--azul)}
.faq details[open] summary:after{content:"–"}
.faq details p{padding:0 20px 18px;color:var(--suave)}
/* chamada final */
.final{background:linear-gradient(135deg,#0a2a6e,#1f5fc4);color:#fff;text-align:center}
.final h2{font-size:clamp(1.7rem,4vw,2.5rem);font-weight:800;margin-bottom:12px}
.final p{opacity:.92;font-size:1.1rem;margin-bottom:28px}
footer{background:#071a45;color:#b9c6e4;padding:36px 0;font-size:.9rem}
footer .cx{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}
footer a{color:#fff;text-decoration:none;font-weight:600}
footer nav{display:flex;gap:16px;flex-wrap:wrap}
/* botão flutuante */
.flut{position:fixed;right:18px;bottom:18px;z-index:60;width:60px;height:60px;border-radius:50%;background:var(--verde);display:grid;place-items:center;box-shadow:0 10px 26px rgba(18,140,74,.5);animation:pulsa 2.4s infinite}
.flut svg{width:32px;height:32px}
@keyframes pulsa{0%{box-shadow:0 0 0 0 rgba(37,211,102,.55)}70%{box-shadow:0 0 0 18px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}
.surge{opacity:0;transform:translateY(22px);transition:opacity .6s,transform .6s}
.surge.ok{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.surge{opacity:1;transform:none;transition:none}.flut{animation:none}html{scroll-behavior:auto}}
@media (max-width:900px){.hero .cx{grid-template-columns:1fr;padding-top:44px;padding-bottom:52px}.cel{transform:none;width:250px}.grade{grid-template-columns:1fr 1fr}.recs{grid-template-columns:1fr 1fr}.passos{grid-template-columns:1fr}.menu{display:none}}
@media (max-width:560px){.grade,.recs{grid-template-columns:1fr}section{padding:54px 0}.btn{width:100%}.topo .btn{width:auto}}

.hero h1{font-size:clamp(1.8rem,4.4vw,2.9rem)}.segs a{background:#fff;border:1px solid var(--borda);padding:10px 18px;border-radius:999px;font-weight:600;color:var(--azul-esc);text-decoration:none}.segs a:hover{border-color:var(--azul);color:var(--azul)}.recs.tres{grid-template-columns:repeat(3,1fr)}@media (max-width:900px){.recs.tres{grid-template-columns:1fr 1fr}}@media (max-width:560px){.recs.tres{grid-template-columns:1fr}}